Buying in 7 steps (and why to get pre approved)
Goes without saying... I bought a few homes. And it can be stressful, but knowing what to expect makes it simpler at least.
🏡 Buying Real Estate: What You Really Need to Know (From an Expert Who’s Been There)
Buying a home or investment property is one of the most exciting—and let’s be honest, intimidating—moves you’ll ever make. Whether you’re a first-time buyer or a seasoned investor, the real estate process can feel like learning a new language… while juggling emotions, deadlines, and your entire financial future.
🔑 Step 1: Know Your "Why" and Your Window
Before you even look at a house, ask yourself: Why are you buying?!
Are you looking to build wealth? Put down roots? Upgrade your lifestyle? Escape rising rent prices? Your “why” will drive every decision you make + your strategy. Then, get clear on your timeline. If you need to move in 30 days, your strategy will be very different from someone casually browsing for next year’s forever home.
💰 Step 2: Get Pre-Approved (Not Just Pre-Qualified)
I can’t say this enough: Talk to a lender early.
Pre-approval doesn’t just show what you can afford—it shows sellers you’re serious. It can also help you uncover hidden issues early (like credit dings or debt-to-income surprises). I work with some incredible lenders who can walk you through the process without all the jargon. Let me know, and I’ll connect you.
📍 Step 3: Zero In on Your “Non-Negotiables”
There’s no such thing as a perfect house, but there is such a thing as the right fit. Start by listing your non-negotiables:
Must-haves (bedrooms, location, commute time)
Nice-to-haves (yard, office space, updated kitchen)
Deal-breakers (no parking, too far from family, etc.)
🧠 Step 4: Understand the Market You’re Buying In
Every market has its own rhythm. Some neighborhoods are ultra-competitive with multiple offers over asking. Others might offer room to negotiate or come with special financing perks. A good realtor should stay on top of these hyper-local trends, not just national headlines. They’ll help you navigate what’s really happening on the ground—so you can make moves with confidence, not guesswork.
📝 Step 5: The Offer Process—More Strategy Than You Think
When you find the one, the next step is making a strong, well-structured offer. This is where having an experienced agent (👋) makes a big difference.
It’s not just about price—it’s about:
Contingencies
Closing timelines
Earnest money
Communication with the seller’s agent
🕵️ Step 6: Due Diligence—Inspections, Appraisals, and the “What-Ifs”
Once your offer is accepted, we dig into the details. Home inspections, appraisals, title reviews—it’s all about making sure what you’re buying is solid. You’re not expected to know how to read a foundation report or understand an appraisal gap. That’s your realtor's job (which is why finding the right person is so important)
🏁 Step 7: Closing & Beyond
Closing day is the finish line—but it’s also the beginning.
Once the keys are in your hand, I’m still in your corner—whether it’s finding a great contractor, checking in on home values, or advising you on your next investment move.
💬 Final Thought: You Don’t Have to Do This Alone
Real estate isn’t just about contracts and comps—it’s about people. Your home is where life happens. And buying one shouldn’t feel like a guessing game. If you’re thinking about buying, I’d be honored to guide you through it. No pressure. No fluff. Just clarity, strategy, and someone who actually cares if you succeed.
Let’s talk when you’re ready.
