First-time homebuyers-> this one's for you
I was in your shoes not so long ago, and even though I thought I was prepared, I wasn't. Here's what you can do to avoid surprises.
BUYING
🏡 A Simple Guide for First-Time Home Buyers
(From Someone Who’s Been in Your Shoes)
Buying your first home is exciting, overwhelming, and honestly? A little bit scary. I get it—I was right where you are not too long ago. You’re doing late-night Zillow scrolls, wondering if now is the right time, and asking yourself a million “what ifs.”
Let me make it a little easier for you. Below is a simple breakdown of how to get started—and one huge mistake to avoid.
🛠 Step 1: Start with Preparation, Not Pinterest (kind of sad)
Before you fall in love with the dream kitchen or the perfect porch swing, get clear on two things:
What you can afford (not just monthly, but upfront costs too- this is often overlooked by unexperienced buyers)
Where you want to live (think commute, neighborhood feel, not just square footage)
I always tell buyers: Your budget determines your options. Not the other way around.
📞 Step 2: Talk to a Lender Early
Even if you're just thinking about buying, speak with a lender. A pre-approval shows you what’s truly possible, and it saves time (and heartache) later. Plus, I can recommend lenders who actually explain things without all the jargon.
👀 Step 3: Focus on Needs > Wants
Make a list of your non-negotiables (number of bedrooms, location, must-have parking), and be honest with yourself. A home doesn’t need to be perfect to be the right move for your future.
⚠️ The Big Mistake to Avoid: Letting Emotion Override Strategy
Trust me—I almost made this one myself. It’s so easy to fall in love with a house that has your favorite paint color or a dreamy backyard and ignore the big picture. Remember that this most likely is not your forever home, it's just your first home. I’ve seen buyers:
Overbid by tens of thousands for “the one” | Skip inspections just to win | Stretch their budget to the breaking point
And guess what? That kind of decision-making leads to regret, not joy.
Here’s what I’ve learned both personally and professionally: Buy with logic, manage emotions.
Fall in love with the future the home gives you, not just the staging and lighting. Fall in love with it being the next step for you, not the final step.
🤝 Final Thoughts: You Don’t Have to Know It All. But knowing a little bit will help you manage emotions. And that's the whole point.
You’re not expected to understand every term, every step, or every strategy. That’s my job—to guide you, protect you, and make sure your first home is something you’re proud of (and never panic about).
If you’re thinking about buying, let’s talk. Even if you’re months away, I’m here to help you start smart.
You’ve got this—and I’ve got you.